5 Common Myths About PCP & HP Claims Debunked

If you took out a Personal Contract Purchase (PCP) or Hire Purchase (HP) finance agreement, you may have been mis-sold. Many car buyers don’t realise they could be owed compensation. Let’s debunk the biggest myths and get to the facts. Myth 1: If I Signed the Contract, I Can’t Claim Many people believe signing an […]
Can You File a PCP Claim? Eligibility Explained

If you took out a Personal Contract Purchase (PCP) finance deal, you might be owed compensation. Many people were mis-sold car finance without proper explanations of costs and risks. The PCP Claims process helps drivers recover unfair charges. A PCP claim allows you to seek compensation if a lender misled you about the finance terms. […]
PCP vs HP: What’s the Difference and Which One Is Better?

When buying a car on finance, most people choose between Personal Contract Purchase (PCP) and Hire Purchase (HP). Both options spread the cost over time, making car ownership more affordable. However, they work differently, so it’s crucial to understand which one suits your needs best. PCP is a popular car finance option that offers lower […]
How Does PCP & HP Finance Work? Everything You Need to Know

If you’re looking to buy a car on finance, you’ll likely come across PCP (Personal Contract Purchase) and HP (Hire Purchase). Both options let you spread the cost over time but work differently in ownership and flexibility. Understanding these differences is crucial to avoid costly mistakes. PCP is a finance plan where you pay a […]
What Are PCP & HP Claims? A Beginner’s Guide

Car finance agreements help people spread the cost of a vehicle over time. Two of the most common finance options are Personal Contract Purchase (PCP) and Hire Purchase (HP). If a finance agreement was mis-sold, you may be eligible to claim compensation. What is Personal Contract Purchase (PCP)? PCP agreements let you pay lower monthly […]